Result-oriented Finance & Accounts professional, with 15+ years of UAE experience across construction, engineering services, logistics, manufacturing and trading environments. Strong track record in financial reporting, budgeting and forecasting, cash-flow and working-capital management, cost control, credit management, IFRS reporting, VAT, corporate tax, ICV, audit coordination and banking facilities. Experienced in converting financial data into practical management insights through MIS, KPI, variance, margin, break-even and ratio analysis, supported by SAP, Power BI and leading accounting platforms. Email: nijmkhanimba@gmail.com  / Call: 0548287357
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